Jewelry Appraisals in San Diego – When, Why, How Much They Matter
Jewelry Appraisals in San Diego – When, Why & How Much They Matter
H1: Jewelry Appraisals in San Diego – When, Why & How Much They Matter
An appraisal is more than a piece of paper. It’s a formal valuation of your jewelry’s worth often required for insurance, estate planning, resale, or peace of mind. But not all appraisals are created equal.
Here’s what every San Diego jewelry owner should know.
What Is a Jewelry Appraisal?
An appraisal is a document that includes:
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A detailed description of the item (stone specs, metal, condition)
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Photographs of the piece
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Current market replacement value
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A signature from a certified gemologist or appraiser
When Do You Need an Appraisal?
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Insurance purposes
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Estate or inheritance documentation
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Resale or consignment planning
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Divorce or legal valuation
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Personal peace of mind
How Much Does a Jewelry Appraisal Cost?
At Belmont Watches, our GIA-certified appraisals start around $95 per item, depending on complexity. Discounts are available for multiple pieces or estate collections.
Important: Always work with a certified professional. Inaccurate appraisals can result in denied insurance claims or financial loss.
Cited: GIA – Jewelry Appraisals Explained

What to Expect During an Appraisal
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Consultation and inspection
We examine the stones, metal, and craftsmanship in person. -
Measurement and grading
Using GIA tools and standards. -
Documentation
We provide a detailed, signed report with photos. -
Turnaround time
2 to 5 business days in most cases.
FAQ – Jewelry Appraisals in San Diego
Can I get an appraisal for free?
We offer free verbal estimates, but official reports require a formal appointment and fee.
Do I need an appraisal to sell my jewelry?
Not always, but it can help set expectations. We also offer complimentary evaluations for sellers.
Do you appraise watches too?
Yes. We offer written appraisals for luxury watches as well.
Book a Trusted Appraisal Today
Whether you’re insuring your engagement ring or managing an estate, Belmont Watches offers GIA-certified appraisals right here in San Diego.
Visit our showroom (walk-ins welcome) or book a private appointment today.
Belmont Watches
San Diego Jewelry Exchange, 7th Floor
861 6th Ave, San Diego, CA 92101
Repurpose Opportunities
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Reel: "Do You Need a Jewelry Appraisal? 3 Signs You Do"
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Email Subject: “Don’t Guess What It’s Worth. Get a GIA Appraisal.”
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Blog-to-video: Alex walking through a sample appraisal process
About the Author
Alex Brown is Belmont Watches’ appraisal specialist and a GIA-certified jeweler. He brings over 15 years of diamond grading and high-value jewelry evaluation experience to every client consultation.